I Want To Make Extra Money, But Not On Ebay?

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What's Available? (Just Showing 20 - There are 100's More Available)

Ebay Fee Hike Sparks Mass Exodus

Editor's note: This story was originally published Jan. 30 by CNN.Money

"If eBay's fee changes were meant to shore up market share at a time when sellers are increasingly migrating to competitors such as Amazon (AMZN, Fortune 500), initial response suggests it may do the opposite: eBay's veteran sellers are furious, with some forecasting ruin for their businesses.

"Ouch!" said Laura Ricciotti, a seller from Windsor, Ontario, about Tuesday's announcement of a new fee structure for the online auction giant.

Ricciotti said the new fees, set to go into effect Feb. 20, will pinch her already tiny margins selling children's books through her eBay (EBAY, Fortune 500) store, Read With Me Books, which began in 2000 with posts for a few auctions for baby clothes and other finds.

"Sellers need to remain competitive in their pricing to do well in eBay's global marketplace, and it will be very difficult to continue to do so and still see a profit," she said, under the new scenario."

And that was one of the gentler reactions

Paypal Upsetting It's Customers Again

This Time It's CNN.Money in USA who reported on this item: (Feb 9th 2008)

"In the uproar that erupted over the planned fee hikes and other policy changes eBay announced last week, one drew particular ire and incredulity: eBay's plan to hold payments sent through its PayPal payment service for up to 21 days in certain circumstances.

The freeze will apply to transactions eBay (EBAY, Fortune 500) considers high-risk, and is intended to protect buyers from the hazards of a bad transaction. By hanging on to funds, eBay can easily refund them if a seller doesn't ship a purchased item or sends damaged goods.

What is sparking reactions ranging from annoyance to panic among some of eBay's sellers is the company's criteria for determining what transactions fall into the "high-risk" category. Factors beyond sellers' control, including the number of "feedback" comments they have from previous buyers and how many of those comments are positive, can trigger the freeze.

"It's like a bad dream, really," said Dana White, an eBay seller who lives outside Ocean City, Md., and deals in used clothing, shoes and accessories. "I'm a small seller. All I need is two negatives in a 30-day period, and they will hold funds."

Editors Note: Yes Dana, eBay & Paypal respectively, are both living nightmares...

"Representatives from PayPal, which eBay acquired in 2002, declined to comment on how the new policy would affect individual cases, but noted that the changes are paired with increased protections for merchants who use the service.

If Paypal deems a transaction fraudulent, it currently covers merchants for up to $5,000 per year. That cap will be lifted for eBay's PowerSellers, the site's highest-volume merchants, who will now receive unlimited coverage. PayPal will also offer PowerSellers protection on items sent to any address (not just confirmed addresses, the current policy) and expand its merchant coverage for international sales.

PayPal estimates that its new hold policy will affect less than 5% of eBay transactions, and it emphasizes that only relatively untested sellers risk incurring a freeze. Merchants who have been registered with eBay for more than six months, have a feedback score of 100 or higher (meaning they've received positive comments for at least that many transactions), and have a "dissatisfied buyer" rate of less than 5% will never have their funds held.

But on a site that hosts an estimated 113 million listings worldwide at any given time, a policy affecting as many as 5% of those transactions puts millions in jeopardy. If funds are frozen after a sale, PayPal will release them after the buyer leaves positive feedback, three days after the item's confirmed delivery, or at the end of 21 days without a dispute, whichever happens first.

Paypal says the factors that will play into its formula for triggering a hold include the length of time a seller has been on eBay, the seller's feedback rating, and the final cost and shipping fees for the item.

Because PayPal has sole discretion over whether to freeze funds, sellers are upset about a perceived lack of accountability. They're also grouchy about eBay's efforts to force buyers to rely on PayPal: in some categories and for all new sellers, eBay requires vendors to offer PayPal as an option or have their own merchant credit card account. The site has blocked rival payment systems such as Google (GOOG, Fortune 500) Checkout, saying they are not yet proven safe."

Editors Note: I think Google have more experince in payment processing than Paypal, they have been paying their affiliates & publishers for years before eBay even went live!

Alertpay - A Great Alternative To Paypal

Alertpay



Alertpay is similar to Paypal but not of of us like doing business the Paypal way.. Alertpay are a Canadian company based in Montreal & have been providing online payment services for the last 6 years. As well as being a great way to by stuff online, Alertpay has a awesome referall program. Here are the details of the program below:

It's easy to start earning. Here's how:

Step 1: Login to your secure Alertpay account
Step 2: Click on the Profile Tab
Step 3: Select your personalized referral link that you can use in your emails, website, banners and so on.
Step 4: Each time someone you refer makes AlertPay their way to pay, we will pay you
$5.00. When you refer more then 10 qualified friends, we will pay you $10 for each referral.
Step 5: Your referral Bonus will be paid to your account 10 days after successful qualifications.

Note: In order to receive your referral bonus, your referral must fulfill the following requirements:"Create an Alertpay Premium or Secured Account (or upgrade their personal account)"Transacts at least $250.00 (sending and/or receiving) through their AlertPay account

MobillCash A REAL Alternative To Paypal

What Is MobillCash?

MobillCash is an alternative to credit cards and bank accounts to enable your customers to pay with their cell phone number. There is no set-up fee or transaction fees to the merchant, enabling merchants to keep 100% of their sales. MobillCash is a mobile payment system that allows over 500 million mobile phone users in 15 countries to simply enter their mobile phone number in the MobillCash billing form and purchase your products or services. The customer will be billed by the mobile phone carrier. No Credit Card, Bank Account or ID required.

Customers who could never purchase from you before, those without cash, credit cards, bank accounts or those who don't want to enter personal or financial information on your website can now simply enter their mobile phone number and their mobile carrier will bill them.There are more people with cell phones than people with credit cards or bank accounts. These are typically people who won't or don't have the ability to purchase any other way, but want your product or service.This is perfect for ebook, info and digital product sales, membership and subscription fees, and those micropayments that used to get eaten up by fees.There are no fees, nothing to buy, no risk. How much money can you save?You can be set up in ten minutes. MobillCash just launched in US, Canada, Australia, and has been in Europe for 5 years.

More Information Here:





How Can I Benefit From MobillCash?
Can I Make Money? - YES!

MobillCash Affiliate Marketing - MobillCash is one of the best products available for affiliate compensations available world wide.

* It's easy
* It helps merchants make more money
* It will earn you a lot of money.

Marketers - Keep 100% of your sales - no setup or transaction fees!
Increase sales 20 - 30% to people without credit cards or bank accounts with no more cost or effort! Stop leaving money on the table!

What type of products can a Merchant sell with MobillCash?

The short answer is about anything within the limits of the mobile carriers.
The reality is with the guaranteed payments taking around 60 days to reach merchants, many merchants selling membership programs, services or digital media (see below).

We have found that once a merchant understands that MobillCash allows them to sell to new customers that had no other way to purchase from them, and the payment is guaranteed that they gladly accept the increased revenues, without the risks associated with other payment options.

Digital Media includes:

* Monthly, Weekly and Daily Membership programs
* Recurring and one-time charges
* Services
* Digital Media of all types:
* Computer-generated text
* (E-Books, White Papers, Documents),
* Graphics
* Animations
* Photographs
* Sound (Audio / Music),
* Video
* Software Programs,
* Online Games
* And Much Much More...

Sign Up To Be A Merchant:



Sign Up To Be A Affiliate:

PAYPAL CHANGE USER AGREEMENT

Every Paypal 'customer' should have received a email stating that they have changed their user agreement, but more worrying is the fact that they will NO LONGER BE REGULATED BY THE FSA (Finacial Services Authority)

This is very worrying to say the least the FSA regulates all the banks in the UK and most other e-money companies. The fact that they have moved to a Luxembourg based company is a little worrying as they are clearly trying to side-step certain regulations...

Here is a copy of the email:

"Dear XXXXX XXXXXXX,

We would like to announce important developments affecting all PayPal accounts in the European Union (the "EU").
No action is required on your part, and you will be able to continue using PayPal with no changes.

Currently, PayPal (Europe) Ltd. is the service provider for PayPal in the EU. PayPal (Europe) Ltd. is a UK company regulated and authorised by the Financial Services Authority (FSA) in the UK as an electronic money institution. This authorisation enables PayPal to provide its service throughout the EU.
From 2 July 2007, a new PayPal company, PayPal (Europe) S.à r.l. & Cie, S.C.A.

(PayPal Luxembourg), will become the service provider for PayPal in the EU. This is a Luxembourg entity regulated as a bank by the Commission de Surveillance du Secteur Financier (CSSF), the Luxembourg equivalent of the FSA. PayPal Luxembourg will provide the PayPal service throughout the EU.
Your customer relationship with PayPalOn 2 July 2007, your customer relationship will be automatically transferred from PayPal (Europe) Ltd. to PayPal Luxembourg. This includes your customer relationship as governed by the terms of the PayPal User Agreement and, for applicable UK merchants, the PayPal Website Payments Pro Agreement (collectively, the "Agreements").

To summarise, from 2nd July 2007, PayPal (Europe) Ltd. will assign to PayPal Luxembourg all of its right, title, interest, and benefit in and to the Agreements.
New User Agreement and Privacy PolicyWe are also pleased to announce that from 2 July 2007, PayPal Luxembourg will issue a new form of the PayPal User Agreement and Privacy Policy. This new version of the User Agreement will be presented in a much more user-friendly manner, and many of the policies currently accessed by hyperlinks, will now form part of the main text of the User Agreement.

Also, the Privacy Policy will reflect that PayPal Luxembourg will be the data controller of your personal information from 2 July 2007 and set out further details of the third parties to whom PayPal Luxembourg will disclose your personal and account information.
For more information about the transition to PayPal (Europe) S.à r.l. & Cie, S.C.A. click here.

If you do not wish to continue your relationship with PayPal, you may close your account at any time by logging in to your account, clicking Profile, and following the instructions from the "Close Account" link. You should make sure you first withdraw the outstanding PayPal balance to your bank account.
Yours sincerely,
PayPal (Europe) Ltd."

Yet more reasons not to accept Paypal!!

Fed Up With Paypal? Sign Up For Alertpay here:

Google Checkout - A Great Alternative to Paypal

If you are a online merchant then why not start accepting payment via Google Checkout? The Bay of E does not allow Google Checkout & If you try & intergrate the payment system into Ebay you will get a warning message along the lines of "Google Checkout is banned by Ebay as a payment option" But what you CAN do is invoice your winning bidders via Google Checkout... simply click the number of bids your item received that has sold, then click "Show Email Addresses" once you have your winning bidders email simply "send invoice" via Google Checkout..